Fanikisha Loan
Specialized financial product designed to assist individuals or businesses in achieving specific financial goals. It provides borrowers with the necessary capital to start a business, invest in projects, expand operations, or meet other financial needs. The loan is structured to offer flexible terms while ensuring that both the lender and borrower are protected through clear agreements and requirements.
Loan Criteria:
- Must sign Fanikisha loan contract
- Must submit all necessary document needed
- There should be guarantors and collaterals
- Repayment should be as agreed on the contract
- 3months Bank statement
Problem/Solution
Problem
Individuals and small businesses face difficulties accessing capital due to strict requirements, high interest rates, complex application processes, and lack of financial guidance, hindering their ability to achieve financial goals like starting businesses or investing in projects.
Solution
The Fanikisha Loan provides an accessible and affordable financing solution with simplified applications, fair interest rates, flexible repayment terms, and financial guidance. By accepting guarantors or collateral, it ensures security for lenders while helping borrowers achieve their goals and maintain financial stability.
FAQs
Experience unparalleled financial solutions tailored for corporate employees, backed by transparency, trust, and exceptional service.
What is the interest rate for loans?
Our rates are competitive and customized based on loan amount and tenure. We offer very affordable rates, depending on the loan terms. Contact us for more specific details.
How long does it take to get the loan approved?
Approval takes less than 24 hours once all documents are submitted.
Who is the guarantor?
The guarantor is typically the employer who has signed an MoU with DT FINANCE.
What if a borrower passes away?
We have contingency plans to work with the employer and family to settle the account responsibly.